Liv Digital Bank by Emirates NBD

Liv Digital Bank is the first digital bank in the UAE, created by Emirates NBD. It provides innovative financial solutions for modern users and is oriented towards those who value convenience, simplicity, and complete digital autonomy. All operations are done online through the mobile application Liv X, allowing clients to manage their finances without visiting branches.

Services of Liv Digital Bank

• Bank accounts

  • Primary Account – universal account for everyday financial operations.

  • Savings Account – savings account with the possibility of automatic replenishment.

  • Goal Account – a tool for targeted savings that helps achieve financial goals.

  • Money Ahead Deposit – deposit with interest payment upfront for rapid capital growth.

  • Livionaire Account – exclusive account for premium clients.

• Cards and loans

  • Credit cards – up to 4% cashback on all purchases, 0% installment, and exclusive offers.

  • Personal loans – flexible lending conditions without hidden fees.

• Investment opportunities

  • Crypto – purchase and sale of cryptocurrencies through Liv X.

  • Gold Account – investments in gold with a minimum deposit of 10 AED.

  • UAE Equities – access to the UAE stock market.

  • IPO – possibility of participation in initial public offerings of shares.

• Insurance products

  • Auto insurance protects cars from unforeseen situations.

  • Travel insurance – coverage of expenses for medical services and force majeure circumstances.

  • Real estate – insurance of property against damage and losses.

  • Health and life – personalized insurance plans for physical and financial well-being.

• Transfers and payments

  • Instant transfers – immediate transactions within the UAE and abroad.

  • Payment of services – convenient payment of bills and subscriptions through the application.

• Ways of managing finances

  • Liv X App – digital management of accounts, cards, and investments.

  • Liv Lite – family accounts for children and teenagers.

  • WhatsApp & Voice Banking – possibility of managing finances through voice commands.

Liv Digital Bank combines the reliability of Emirates NBD and advanced digital technologies, making financial management simple and convenient. More than 500,000 clients have already chosen Liv for its transparent conditions, high level of security, and beneficial offers. Connect to Liv Digital Bank and open new opportunities for effectively managing your finances!

Liv Bank’s range of services includes:

1. Digital Accounts: Users can open both savings and checking accounts entirely online within minutes. These accounts feature competitive interest rates, no minimum balance requirements, and easy access through the Liv mobile app.

2. Customizable Credit Cards: Liv Bank offers personalized credit card solutions, featuring flexible spending limits, cashback rewards, and exclusive deals. Users can manage everything from card activation to spending tracking, all through the app.

3. Instant Money Transfers: Domestic and international money transfers are fast and secure, with real-time processing for Liv Bank users and competitive rates for cross-border transfers.

4. Bill Payments and Top-Ups: Users can pay utility bills, internet services, and top up mobile balances directly from the app, streamlining all payments in one place for maximum convenience.

5. Instant Loans: Liv Bank offers personal loans that can be applied for and approved through the app in minutes. These loans come with flexible repayment options, making it easy for users to manage unexpected expenses or planned projects.

6. Spending Insights & Budgeting: The Liv app provides built-in tools to help users track their spending, set budgets, and analyze their financial habits. The smart insights feature categorizes expenses and gives personalized tips for saving.

7. Savings Goals: Users can set personalized savings goals and automate contributions towards those goals, ensuring they stay on track to achieve financial milestones like vacations, large purchases, or emergency funds.

8. Exclusive Lifestyle Offers: Liv Bank partners with popular brands to provide exclusive deals on dining, travel, and shopping. These rewards are tailored to the user’s preferences and are easily accessible through the app.

9. 24/7 Customer Support: Liv Bank ensures that users can get assistance any time they need it, offering around-the-clock customer service through the app’s chat feature.

10. Top-Level Security: Liv Bank uses advanced encryption and biometric authentication (such as fingerprint and facial recognition) to ensure all user data and transactions are fully protected.

Liv Bank’s user-centric approach, combined with cutting-edge technology, allows for a banking experience that is not only convenient but also enjoyable. With its comprehensive set of services, Liv Bank is setting a new benchmark in digital banking, making it the ideal choice for individuals looking for flexibility, security, and simplicity in managing their finances.